Arizona's Fastest Private Lender for Real Estate Investors
Fix-and-flip loans, hard money, DSCR rentals, and bridge financing — funded in days, not weeks. No bank nonsense. Just capital when you need it.
Why Arizona Investors Choose Us
✓ Loans from $75K–$5M+
✓ Close in as Few as 5 Business Days
✓ No Tax Returns Required
✓ Arizona-Based Team
✓ 500+ Deals Funded
Our Loan Programs
Fix and Flip Loans Fast, asset-based financing for investors buying distressed properties to renovate and resell. We lend on the deal, not your W2.
- Up to 90% LTC / 75% ARV
- 6–18 month terms
- Interest-only payments
Hard Money Loans Need to close fast? Our hard money loans are secured by the property and funded with speed. Perfect for auction purchases, off-market deals, and time-sensitive acquisitions.
- No income verification
- Same-week closings available
- Competitive rates for Arizona investors
DSCR Rental Loans Building a rental portfolio? Qualify based on the property’s cash flow — not your personal income. Ideal for buy-and-hold investors growing in Phoenix, Mesa, Chandler, and beyond.
- 30-year fixed options
- No tax returns or pay stubs required
- Qualify on rent-to-debt ratio
Bridge Loans Gap financing that lets you move now and refinance later. Bridge loans keep deals alive when timing doesn’t line up.
- Short-term, flexible structures
- Fast approval on as-is value
- Refinance into permanent financing on your timeline
New Construction & Ground-Up Funding for spec homes, infill builds, and development projects across Arizona.
- Draw schedules tailored to your build timeline
- Funding based on lot value + construction budget
- Local market expertise
Cash-Out Refinance Unlock equity from your existing investment properties and redeploy it into your next deal.
- No seasoning requirements (program-dependent)
- Pull out cash without selling
- Works with single-family, multifamily, and mixed-use
Get Funded in 3 Simple Steps
Step 1 — Submit Your Deal Tell us about the property, your purchase price, and what you’re planning to do with it. Takes less than 5 minutes.
Step 2 — Get Your Term Sheet We review the deal and send a clear, no-obligation term sheet — typically within 24 hours.
Step 3 — Close and Get Funded Our team handles the process fast. You close, you fund, you execute your strategy.
We don’t believe in cookie-cutter cocktails. We work with you to build the perfect lineup.
Lending Across All of Arizona
We fund investment properties throughout the state, with deep knowledge of Arizona’s most active markets:
Phoenix | Scottsdale | Tempe | Mesa | Chandler | Gilbert | Glendale | Peoria | Surprise | Avondale | Tucson | Flagstaff | Prescott | Yuma | Casa Grande | Queen Creek
Whether you’re buying in a luxury pocket of Paradise Valley or flipping a 1970s ranch in Avondale, we know the market and can move fast.
FAQ Common Questions
Do I need good credit to qualify? Credit matters, but it’s not everything. We primarily underwrite based on the property value and your exit strategy. Borrowers with credit scores as low as 620 may still qualify.
How fast can you close? In many cases, 5–10 business days. Rush closings are sometimes possible depending on title readiness.
Do you require tax returns or income verification? Not for most of our loan programs. Fix-and-flip and hard money loans are asset-based. DSCR loans qualify on the rental income of the property.
What property types do you lend on? Single-family, multifamily (2–8 units), mixed-use, and new construction. We also lend on condos and townhomes depending on the deal.
What’s the minimum and maximum loan amount? We typically fund loans from $75,000 to $5 million or more. High-value deals are evaluated on a case-by-case basis.
